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Fall Season

Fall is Here!

Fall is Here!

Fall is a favorite season for many – and understandably so, with such brilliant colors surrounding the all the outlines in nature. As the leaves begin changing their colors in preparation for the upcoming winter months, it reminds us we may need to button up on items around the house before the first snow.

If you haven’t yet planned ahead financially, we’ve got you covered! Apply for a Personal Line of Credit to have on hand for ‘just in case’ emergencies.

If you’re in New England, there are many ways to enjoy fall, without overspending. For example:

  • Pack a picnic lunch and hop in the car for a foliage drive
  • Curate your own fall collection to gift or enjoy all year using fallen leaves, branches, acorns or pine needles
  • Explore a new walking trail to experience the fall season outdoors – www.trails.com
  • Visit your local library to borrow a telescope for viewing the nighttime stars

Are you looking to attend a Fall Festival? There are so many to choose from! Below are some examples of Maine Fall Festivals:

  • Freeport Fall Festival: September – October 2*
  • Damariscotta Pumpkin Fest October 7 – 10*
  • Sunday River Fall Festival October 8 – 9*
  • Ogunquit Fall Fest October 21 – 23*

Not feeling prepared yet for winter and have bigger goals relating to your home, lawn & garden or winterizing? Consider opening a Home Equity Line of Credit to help pay for the larger expenses. No matter what your goals are – big or small, we are here for you, through it all.

We’re here for your every milestone!

*Event is not endorsed by or affiliated with Milestones Federal Credit Union

 

Credit Union Week 2022 Drawing Winners

Credit Union Week 2022 Drawing Winners

Congratulations to the following drawing* winners:

  • $25 84 Court Pizza & Restaurante – Paul A
  • $25 Sam’s Italian Foods – Pauline K.
  • $25 Kristi’s Cafe – Randy S.
  • $25 DUNKIN’® DONUTS – Christine C.
  • $25 Rolly’s Diner – Reggie B.

Thank you all for visiting the branch, calling in and participating in credit union week!

We are so very grateful for each and every one of you.

*Names were drawn at random. Gift cards / certificates will be distributed beginning October 24, 2022.  A $25 account credit will be made if the merchant did not have a physical gift card / certificate available.

Mobile Banking

Mobile Banking Deposits

Mobile Banking Deposits

Have you ever tried depositing a check through mobile banking? It’s not only convenient, but also easy and timesaving!

Here are some step-by-step instructions on how to upload a check through your phone, and the mobile banking app.

  • First, open the Milestones FCU App. You can find it in the App store or Google Play by searching Lewiston Municipal FCU. (We are currently waiting on vendors for the final App name change update, and when it’s ready to roll out will let you know!) Enter username and password. (1)
  • Select the three-bar menu option in top left-hand corner of the App. (2)
  • Select Mobile Deposit in the left-hand dropdown, (3), then choose the account (4) where you’d like to deposit your check. Not seeing the right account options when you select Choose Account? If you are on more than one account, you may have to change which account you are accessing at that time. See bnext(5).
  • If you want to change the main account you are depositing into, select Switch Member Account (5).Then select the member account you which to access. (4)
  • Choose the sub-account where you’d like to deposit funds into, (6) the amount, (6) and sign (endorse) the back of the check as follows: For e-deposit only to: MFCU Account No. _____ date xx/xx/xxxx.

Do you have questions that were unanswered? Send an email to: memberservices@milestonesfcu.com, or call (207) 783-3991 for more information.

We are so glad you’re here, and we thank you for being a part of the credit union! No matter what your goals are – big or small, we are here for you, through it all. We’re here for your every milestone!

Have you received a postcard or letter similar to these examples?

Have you received a postcard or letter similar to these examples?

At first glance it may appear that they were sent to you by the credit union, but they’re from companies who are trying to gain your trust by referring to your new loan with the credit union. They’re the paper equivalent of email spam!

Curious about how these companies do this?

The recording of mortgages / home equity lines of credit (HELOCs) with any Registry of Deeds is public information and those companies that monitor the Registry recordings for new filings in order to target consumers to trick them into using their services.

Scroll down for more information! 

   

Postcards and letters have been mailed to some members referencing a recently closed mortgage with “MILESTONE FEDERAL CREDIT UNION”, or “RESPONSE NEEDED, SECOND NOTICE” in the body of the letter or postcard.

The postcard indicates an urgency to call the provided number to discuss, and the letter indicates a response is needed to purchase mortgage protection insurance. These postcards and letters are NOT from Milestones Federal Credit Union, and we are encouraging members not to call the number listed on the postcard.

These postal communications, similar to the ones shown above, are considered spam and can be safely ignored. If you are still unsure if what you’ve received is considered spam, you can also look for:

  • An unfamiliar company name listed. For example; the yellow postcard includes “All information provided by [Other Company Name] loan information not provided by MILESTONE FEDERAL CREDIT UNION” on the mail communication”. Milestones Federal Credit Union will clearly state if the mail is coming from the credit union.
  • A mortgage ID number or other account number on the document. Milestones Federal Credit Union takes member privacy seriously and would never show any personal information on a postcard or a letter that isn’t directly from the credit union with our Logo.
  • An incorrect phone number listed. Cross reference the number listed on the postcard or letter with the credit union phone number: (207) 783-3991.
  • No affiliation. The letter or postcard may also have this wording “Not affiliated with or sponsored by MILESTONE FEDERAL CREDIT UNION; solicitation not authorized by and loan information not provided by MILESTONE FEDERAL CREDIT UNION.”

Thank you for taking the time to read this post. As always, we are here for you, and we thank you for your membership!

For additional questions, please email memberservices@milestonesfcu.com, click here to send a direct message through the website, or call (207) 783 – 3991.

 

Youth Accounts

Youth Accounts

We make it easy to open a youth* savings account by making the initial deposit!

$5 is the minimum amount required to open an account, along with identification. The $5 remains yours (or theirs) to keep! The account can be opened through the drive-thru, in person, USPS, or a combination of the above and online communication. *Youth = under age 18.

Opening a savings account for a family member can help secure their financial future before they have begun to walk, learn the A,B,C’s or realize the importance of saving. We have a free coin sorter on-site! Not only does this create an opportunity for learning about coin values and counting, it can help begin a lifelong love of savings.

Did you know we also have a Little Free Library on-site? You, your little one(s), big one(s), family member(s) and friends may select as many books as you’d like, as often as you’d like, and when you’re finished reading them, simply return the book(s) or pay them forward!

Stay tuned for more information about children’s events and helpful resources. As always, we truly appreciate you and thank you for your membership!

Youth Accounts Youth AccountsYouth Accounts