Holiday Loans
‘Snow Worries Holiday Loan
The holidays bring plenty to look forward to, but they can also make November and December two of the most expensive months of the year. Gifts, travel, groceries, family plans and all the extras that come with the season can add up quickly, even when you’ve planned ahead.
A Holiday Loan from Milestones gives you a straightforward way to cover those expenses without putting everything on a credit card. From November 1 through December 31, 2026, members can borrow up to $5,000 at as low as 4.99% APR* for 12 months.
A Holiday Loan That Keeps Things Simple
There’s no single right way to use a Holiday Loan because everyone’s December looks a little different. It might help cover a trip to see family, take care of Christmas shopping or spread out some of the bigger expenses that tend to arrive all at once this time of year.
What matters is having an option that makes sense for you. With a fixed 12-month term, you can cover what you need now and repay it over the year ahead instead of carrying holiday purchases on a credit card with a potentially higher interest rate and no set payoff timeline.
And because Milestones is right here in Lewiston, you can even stop by in person and say hi to the team while our loan officer finalizes your loan. You get a pretty nice day with ‘snow worries, and we get to help our member! It’s a win win.
You can also apply online by clicking below!
Let’s Get Started
- Fill out the application here.
- Call: (207) 783-3991
- Email: memberservices@milestonesfcu.com
- Visit: 291 Pine Street, Lewiston, ME
*APR = Annual Percentage Rate. Holiday Loan offer available from November 1 through December 31, 2026. Not everyone will qualify for the lowest rate. Approval depends on creditworthiness. Membership eligibility required. Sample payment: A $5,000 loan at 4.99% APR for 12 months would have an estimated monthly payment of $428.01. See credit union for full details and to apply. Milestones FCU is insured by the NCUA.